Klarna Available at Bobobiy
🛍️ Flexible payment options. No interest. No hassle.
We’ve partnered with Klarna, a trusted global payments provider, to bring you more freedom at checkout. Whether you want to spread the cost or split your bill, Klarna makes shopping easy and stress-free.
💡 What Is Klarna?
Klarna lets you shop now and pay later. You can split your payment into 3 interest-free instalments or finance your order over time — all with zero added fees (if paid on time). It’s secure, fast, and designed around your needs.
🔄 Your Klarna Payment Options
✅ Pay in 3 Instalments
Split your total into three equal interest-free payments, taken automatically every 30 days.
🟢 Instant approval decision
🟢 No fees or interest
🟢 Soft credit check only
🟢 Available on most orders
🟢 Pay via card
✅ 0% Financing (6, 12, or 18 Months)
Spread the cost of your larger orders over time — completely interest-free.
🟢 Choose from 6, 12, or 18 monthly instalments
🟢 0% interest (no hidden fees)
🟢 Full credit check required
🟢 Available for purchases over £250
🟢 Monthly direct debit payments
📊 Klarna Payment Plans: Quick Comparison
| Feature | Pay in 3 | 0% Financing |
|---|---|---|
| ✅ Interest-Free | Yes | Yes |
| 🧾 Credit Check | Soft check (doesn’t affect score) | Hard check (can affect score) |
| 💳 Payment Frequency | 3 payments: at checkout, 30, and 60 days | Monthly instalments |
| 💼 Minimum Order | No minimum | £250+ (6 mo) / £500+ (12 mo) / £1,200+ (18 mo) |
| ⏱ Approval Time | Instant | Instant (if approved) |
| 👥 Eligibility | UK residents, 18+ | UK residents, 18+ with good credit |
| 📱 Payment Method | Debit/credit card | Direct Debit |
🚀 How to Use Klarna at Checkout
🛒 Step 1 – Add items to your basket
Browse and shop as usual on Bobobiy.
💳 Step 2 – Select Klarna at checkout
Choose Klarna as your payment option and select either Pay in 3 or 0% Financing.
📝 Step 3 – Enter your details
Klarna will ask for a few personal details to check your eligibility. You'll get an approval decision right away.
✅ Step 4 – Confirm and you're done
Complete your order. Klarna will handle the rest. You’ll get reminders and can track everything in the Klarna app.
🔁 Can I Pay Off Early?
Absolutely. Log into your Klarna account or use the Klarna app to pay off your balance at any time, no penalties.
🔄 What If I Return an Item?
Your Klarna payment plan will be paused, adjusted, or cancelled once your return is processed. Refunds are handled within 5 business days.
🚫 What Happens If I Miss a Payment?
Pay in 3:
You’ll receive multiple reminders before payment is due. Late payments may result in a late fee and affect future Klarna use.
Financing:
Missed instalments may impact your credit score. Klarna will report missed payments to credit reference agencies.
📞 Need Help?
For payment-related support:
🔗 Visit Klarna Customer Service
📞 Call 0203 0050 833 or 0808 1893 333
⚖️ Klarna & Bobobiy — Responsible Shopping
Bobobiy Ltd acts as a retailer, not a lender. Klarna Bank AB (publ) provides the credit. Finance is subject to eligibility and affordability checks. Use credit responsibly. Late payments may affect your ability to obtain future credit.
🛍️ Enjoy your purchase now. Pay later, on your terms.
Shop smart. Shop easy. Shop with Klarna at Bobobiy.
